Trip Cancellation Insurance

To help protect you from losing the money you've spent to travel, there is Patriot T.R.I.P., Patriot T.R.I.P. provides protection to travelers who are unable to travel or are interrupted during their trips due to circumstances such as illness or injury, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline.

With Patriot T.R.I.P., you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays/loss and emergency medical treatment/evacuation. Click on the Benefits link for detailed program information or try our Instant Quote for pricing.

Why Buy Patriot Trip Protection?

Patriot T.R.I.P. plans combine travel insurance with extensive 24-hour emergency assistance services.

Travel can mean encountering the unexpected, ranging from the inconvenient to truly serious. Travel protection plans offer comprehensive benefits to meet the challenges of travel and help you enjoy a worry-free trip.

Not sure you need travel protection? We have compiled the 'T.R.I.P. Top 10 to highlight the importance of purchasing a plan before you depart on your trip:

T.R.I.P. TOP 10
1. "I've become ill and don't feel well enough to travel"

When you purchase a plan that offers trip cancellation/ interruption coverage within a specified period of your initial trip deposit, you are covered for pre-existing conditions. That means you can cancel your trip if you get sick - and be reimbursed for any non-refundable expenses relating to your trip.

2. "My travel supplier just declared bankruptcy"

Common carriers with financial difficulties are becoming increasingly common. Purchasing trip cancellation/ interruption coverage from a third party like T.R.I.P. can protect you and your trip investment against such an occurrence.

3. "I think my son has an ear infection ' what's "ear infection" in Italian?

"T.R.I.P. plans offer 24-hour worldwide assistance. Call toll-free to access our 24 hour medical assistance helpline to receive advice or get information on English-speaking doctors in your area.

4. "We were on our way home when the airline went on strike.

"The trip interruption benefit covers for up to $1000 in non-refundable expenses for strikes that affect public transportation.

5. "I arrived but my luggage didn't.

"Whether your bag is lost or merely delayed, you can be reimbursed for the purchase of clothing and personal articles so you can enjoy your vacation.

6. "My father-in-law fell and injured himself ' I normally care for him.

"The illness or injury of family members is also included under covered reasons to cancel. It's important to remember that even if you are fit to travel, other events may make departing on your trip unthinkable.

7. "We missed our connection because of a flight delay.

"You arrive in your connecting city but your flight is long gone and the next flight is not until tomorrow morning. The travel delay offers coverage for accommodations and meals.

8. "We were traveling when I suddenly developed chest pains.

"When a medical emergency happens far away from home and far away from proper medical facilities, you want to ensure you receive adequate care. Our medial evacuation benefit will cover emergency transportation for you and a companion to the nearest facility or back home.

9. "A terrorist act has occurred in a city through which my flight will be connecting.

"Both domestic and international terrorist acts are covered reasons to cancel your trip provided the act occurs within 30 days of your scheduled departure date.

10. "My wallet with my cards and passport has been stolen.

"Emergency assistance services will assist you in reporting your lost documents and make arrangements for an emergency cash transfer should that be required. As well, the baggage benefit provides coverage for loss due to the unauthorized use of your card.

If you still have questions about what may or may not be covered, please refer to the Complete Details of each plan found on the respective Learn More pages at: http://www.itravelinsured.com/forms/ITI_Program_Information.pdf or call our Customer Service department at: (1-800-559-8777).

EZ Life Insurance Quotes

If you are looking for an easy way to get a Life Insurance quote or to apply online click here:
http://www.LifeInsuranceEZQuote.com

Trip Disaster Story...

Our daughter's recent trip to visit us for Christmas was derailed when her passport and funds were stolen. It will take weeks of delay and several hundred dollars to replace the stolen documents, and of course her money. In the meantime, our children were without their sister AND their Christmas presents. It was NOT a happy time.

As my wife and I were reviewing the circumstance, I commented "There should be some kind of insurance for this!". My wife asked "You mean like Duaine sells?" Well, duh!

Duaine Owings has handled our personal insurance and investments for years, as well as those of my churches. Of course Duaine told me about the coverages available on this web site. My wife has even helped with the website in the past.

But we never put it together. I guess we never thought that this sort of thing would ever happen to us. But then, isn't that what insurance is for?... to have the kind of peace of mind?

It wouldn't have prevented the sadness of my daughter's trip being canceled, but it would have offset the financial loss and would have eliminated so much of the stress.

When my daughter makes her trip next month, she WILL be covered by this policy!

Please don't be fooled by a false sense of security, as we were.

This theft and tragedy did NOT take place in a foreign country, but in Kansas City, MO. That thief was not someone who spoke a foreign language, but was a worker who was supposed to be a help to travelers.

We won't ever travel again without traveler's insurance... neither should you.

R. Steven Johnson
Missionary to Bolivia